Are Home Reports Required in Scotland
Home reports have been around for 15 years! In Scotland, property sellers will need to file a report and to provide it to potential buyers if they request it. It is so that any questions regarding the cost of running a property, as well as upkeep, are handled with comprehensive answers. However, are home reports required in Scotland? There does still seem to be a little confusion out there on the topic. Don’t worry, as we are here to clear it all up for you.
Do I Need a Home Report in Scotland?
Yes. If you are selling property in Scotland, you will need to arrange for a home report to take place. You will need to do so before you put your home on the market. This is so that buyers can understand what they are getting into with a property sale. A home report will make sure they can make confident decisions when it comes to making offers, too.
The home report also has the benefit of being relied upon by mortgage providers. Although, it is key to check if your home report provider has authorisation to report to mortgage lenders.
Home Report Scotland is part of Harvey, Donaldson & Gibson Chartered Surveyors who have full mortgage market coverage.
What is in a Home Report?
In Scotland, a home report is important because it contains three crucial documents. These are:
A Single Survey (including a Generic Mortgage Valuation) – the description of the property and all of its components including an assessment of their condition. This report also outlines the surveyor’s opinion of the current market value of the property.
Property Questionnaire –This is a document completed by the present owner of the property. It outlines information relating to council tax banding, current providers of services such as gas and electricity but also details information relating to any specialist works or warranties that may exist for the property.
Where Do I Start?
If you are unsure where to start with a home report in Scotland, don’t worry. To arrange a report and the surveys included, you need to get in touch with a local RICS qualified surveyor. This is a home inspection expert who will take a look at various facets of your home to produce your Home Report. They will also ensure that a property receives full inspection and vetting, ensuring that prospective buyers’ questions are adequately handled without the need to ask more of the seller.
Contact Home Report Scotland
If you need to contact a RICS qualified Surveyor in Scotland, or would like to know more about the home report process, Home Report Scotland is here to help. We represent leading professionals in the trade who can attend properties across the country at short notice. Depend on our team to offer a reliable quote and a speedy way to claim that all-important report.
Do you need a home report in Scotland? Yes – and there is no time like the present when it comes to getting your surveys arranged and in order. Contact us now or obtain a free online quotation.